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Interest rates w.e.f. 2nd January 2024

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Individual
USD Max. Rate Max. Rate
  < 100,000 >= 100,000
7 days

4.80%

4.80%

1 month

5.00%

5.00%

2 months

5.05%

5.05%

3 months

5.10%

5.10%

6 months

5.00%

5.00%

9 months

4.95%

4.95%

12 months

4.90%

4.90%

15 months

4.00%

4.00%

18 months

3.50%

3.50%

24 months

3.25%

3.25%

36 months

3.00%

3.00%

Individual
AUD Max. Rate Max. Rate
  < 100,000 >= 100,000
1 month

0.00%

0.00%
3 months

0.00%

0.00%
6 months

0.00%

0.00%
9 months

0.05%

0.05%
12 months

0.05%

0.05%
18 months

0.05%

0.05%
24 months

0.05%

0.05%
36 months

0.05%

0.05%

Individual
GBP Max. Rate Max. Rate
  < 100,000 >= 100,000
1 month

0.00%

0.00%
3 months

0.00%

0.00%
6 months

0.00%

0.00%
9 months

0.05%

0.05%
12 months

0.05%

0.05%
24 months

0.05%

0.05%
36 months

0.05%

0.05%

 

For information on deposit rates for EUR/JPY/CHF currency, kindly contact any of our Branches

FAQs

What is a term deposit?

In a term deposit, money deposited by a customer with the Bank is held for a fixed term at a fixed interest rate. Interest rates offered on these deposits vary with the tenure, value and currency of the deposit. Term deposit is a savings proposition that can help you earn fixed returns on your savings.

Are term deposits insured?

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75000 till Mar 31, 2024 (S$100,000 from April 01, 2024) in aggregate per depositor per scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For further information, please visit: www.sdic.org.sg

 

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