Legal Disclaimer

Website Disclaimer

 

ICICI Bank Limited, Singapore branch (“ICICI Bank”) maintains this website (the "Website") for your information. Feel free to browse the Website. You may download the material displayed on the Website only for non-commercial personal use, provided you also retain all copyright and other proprietary notices contained in the materials. You may not, however, distribute, modify, transmit, re-use, report, or use any of the contents of this Website for public or commercial purposes, including the text, images, audio, and video contained on the Website, without ICICI Bank's written permission. . The information set out herein may be subject to updation, revision, verification and amendment and such information may change materially.

 

ICICI Bank Limited is a banking company incorporated and regulated under Indian laws and maintains its head office in Mumbai, India with offshore branch in Singapore. ICICI Bank’s Singapore branch (“ICICI Singapore”) is licensed bank regulated by the Monetary Authority of Singapore (“MAS”). Any information regarding any products/services on the Website shall be subject to the terms and conditions specific to each product/service. The contents of this Website are subject to change without notice. ICICI Bank and/ or ICICI Singapore does not accept any responsibility for any errors reflected on the Website, whether caused by negligence or otherwise, or for any loss or damage incurred by or caused to anyone by placing reliance on anything set out herein or on the Website. Further, the information contained or available on this Website or on any related communication issued by ICICI Bank and/ or ICICI Singapore is not intended to nor should it be construed to represent, an offer or solicitation by ICICI Bank and/ or ICICI Singapore or advice to buy or sell any products/services by ICICI Bank and/ or ICICI Singapoe and is not directed at any person and not intended to be acted upon in any jurisdiction where this would (by reason of that person's nationality, residence or otherwise) be contrary to law or other legal requirements. THE INFORMATION CONTAINED HEREIN AND ON THE WEBSITE IS NOT INTENDED TO NOR SHOULD IT BE CONSTRUED TO REPRESENT THAT ICICI BANK AND/ OR ICICI SINGAPORE PROVIDES ANY PRODUCTS OR SERVICES IN ANY JURISDICTION WHERE IT IS NOT DULY LICENSED OR REGISTERED OR AUTHORISED TO DO SO.

 

“ICICI Bank” and the "I-man" logo are the trademarks and intellectual property of ICICI Bank. Misuse of any intellectual property of ICICI Bank is prohibited by law.

 

By accessing or browsing the Website or by using the internet banking services available on the Website, you accept, without limitation or qualification, the Internet Banking Terms and Conditions, the Privacy Policy and the Terms of Use (as defined below). Where are these terms of Use? Please share.

 

Any reference to service levels on the Website is only indicative and should not be construed to refer to any commitment by ICICI Bank.

 

Interest rates reflected on the Website are only indicative in nature and subject to change from time to time, at the sole discretion of ICICI Bank or its affiliates, or ICICI Singapore as the case may be.

 

Product(s) Disclaimer:

 

ICICI Bank (as defined above)is a banking company incorporated in India and regulated under Indian laws  with ICICI Singapore (as defined above) as one of its offshore branches in Singapore. ICICI Singapore is a bank licensed by the MAS. Product/service specific terms and conditions apply and must be read and understood prior to availing such products/services from ICICI Bank and/or ICICI Singapore, as applicable. The information contained herein is not intended to nor should it be construed as an offer/solicitation/advice by ICICI Bank and/ or ICICI Singapore to buy or sell any of its respective products/services. ICICI Bank and/ or ICICI Singapore also reserve the right to discontinue the products and services without assigning any reasons whatsoever.

 

Any references to timelines or service levels are only indicative and should not be construed to refer to any commitment by ICICI Bank and/ or ICICI Singapore. The information contained herein and on this Website is not intended to nor should it be construed to represent that ICICI Bank and/ or ICICI Singapore provides any products or services in any jurisdiction where it is not licensed or registered or authorized to do so. The information provided herein is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation.

 

ICICI Bank and the “I man” logo are the trademarks and property of ICICI Bank. Misuse of any intellectual property of ICICI Bank is prohibited by law.

 

For Home Loans:

 

The Home Loan service is only available for non-resident Indians or persons of Indian origin. The terms and conditions specific to the home loan service specific terms and conditions apply, must be read and understood and are governed by and subject to applicable laws of India and regulated by Reserve Bank of India. The home loan service is not regulated or supervised by MAS. ICICI Singapore only acts as an introducer/ facilitator of the home loan service to the customer and helps in facilitating the initial documentation required to initiate the application process with ICICI Bank in India for its home loan product. Any decisions relating to acceptance or rejection of any application for such product will be the sole responsibility of ICICI Bank in India and ICICI Singapore shall not be liable in any manner whatsoever in relation to any such application.

 

For NRIs who are Qualifying Depositors in Singapore:

 

If you are a Qualifying Depositor (as defined in regulation 3A of the Banking Regulations under the Banking Act (Cap. 19) of Singapore), in addition to the above disclaimer(s), please also note the following in relation to the products and services offered by ICICI Bank and/ or facilitated by ICICI Singapore:

 

Name of Foreign Entity: ICICI Bank Limited, India

 

Jurisdiction: Republic of India

 

Class/ type of license/ approval received by foreign entity: Private sector bank in India as per Reserve Bank of India (“RBI”)

 

Statement of permission to accept deposits: As per approval received from RBI ICICI Singapore is permitted to accept deposits in INR or Indian Rupee from qualifying depositors.

 

Statement on regulatory oversight: The deposit account opened with ICICI Bank in India shall be subject to the regulatory and supervisory oversight of RBI. It may be noted that MAS shall not have any regulatory or supervisory oversight on such deposits and such deposits are not covered under the deposit insurance scheme and/ or the Deposit Insurance Act 2005 (No. 31 of 2005) in Singapore.

 

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