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Interest rates w.e.f. 30th June 2025

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Individual
USD Max. Rate Max. Rate
  < 100,000 >= 100,000
7 days 3.80% 3.80%
1 month 4.10% 4.10%
2 months 4.20% 4.20%
3 months 4.25% 4.25%
6 months 4.25% 4.25%
9 months 4.10% 4.10%
12 months 4.00% 4.00%
15 months 3.80% 3.80%
18 months 3.70% 3.70%
24 months 3.50% 3.50%
36 months 3.30% 3.30%

Individual
AUD Max. Rate Max. Rate
  < 100,000 >= 100,000
1 month

0.00%

0.00%
3 months

0.00%

0.00%
6 months

0.00%

0.00%
9 months

0.05%

0.05%
12 months

0.05%

0.05%
18 months

0.05%

0.05%
24 months

0.05%

0.05%
36 months

0.05%

0.05%

Individual
GBP Max. Rate Max. Rate
  < 100,000 >= 100,000
1 month

0.00%

0.00%
3 months

0.00%

0.00%
6 months

0.00%

0.00%
9 months

0.05%

0.05%
12 months

0.05%

0.05%
24 months

0.05%

0.05%
36 months

0.05%

0.05%

 

For information on deposit rates for EUR/JPY/CHF currency, kindly contact any of our Branches

FAQs

What is a term deposit?

In a term deposit, money deposited by a customer with the Bank is held for a fixed term at a fixed interest rate. Interest rates offered on these deposits vary with the tenure, value and currency of the deposit. Term deposit is a savings proposition that can help you earn fixed returns on your savings.

Are term deposits insured?

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. For further information, please visit: www.sdic.org.sg

 

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